This Agreement sets forth the terms and conditions that apply to the access and use of the
Website “www.rupiyabazar.com”, which is owned and operated by BESTSOLUTION FINANCIAL
SERVICES PRIVATE LIMITED, which companies are incorporated under the laws of India and
registered under the Companies Act, 1956.
This document/agreement is an electronic record in terms of Information Technology Act, 2000
and generated by a computer system and does not require any physical or digital signatures.
This document is published in accordance with the provisions of Rule 3 of the Information
Technology (Intermediaries guidelines) 2011, that provides for the due diligence to be exercised
for the access or usage of this Website.
By accessing this Website or registering your information on the Website, the users (hereinafter
referred to as "you", or "your") agree to be bound by the terms and conditions of these Terms of
Use (TOU), the Legal Disclaimer and the Privacy Policy, as posted elsewhere on the Website.
You will be subject to the rules, guidelines, policies, terms, and conditions applicable to any
Service that is provided by this Website, and they shall be deemed to be incorporated into this
TOU and shall be considered as part and parcel of this TOU.
Be sure to return to this page periodically to review the most current version of the TOU. We
reserve the right at any time, at our sole discretion, to change or otherwise modify the TOU
without prior notice, and your continued access or use of this Website signifies your acceptance
of the updated or modified TOU.
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. YOUR ACCEPTANCE OF
TERMS CONTAINED HEREIN CONSTITUTES THE AGREEMENT BETWEEN YOU AND
COMPANY FOR THE PURPOSE AS DEFINDED HEREUNDER.
Usage of the Website
The Website is intended for personal, non-commercial use. Only register to become a member of the Website if you are above the age of 18 and can enter into binding contracts. You also agree to provide true, accurate, current and complete information about yourself as prompted by the website. If you provide any information that is untrue, inaccurate, not current or incomplete (or becomes untrue, inaccurate, not current or incomplete), or “www.rupiyabazar.com” has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, “www.rupiyabazar.com” has the right to suspend or terminate your account and refuse any and all current or future use of the website (or any portion thereof) or service/products in connection thereto.
By making use of the website, and furnishing your personal/contact details, you hereby agree that you are interested in availing and purchasing the Services that you have selected. You hereby agree that “www.rupiyabazar.com” may contact you either electronically or through phone, to understand your interest in the selected products and Services and to fulfil your demand or complete your application. You specifically understand and agree that by using the website you authorize “www.rupiyabazar.com” and its affiliates and partners to contact you in for any follow up calls in relation to the Services provided through the website. You expressly waive the Do Not Call registrations on your phone/mobile numbers for contacting you for this purpose. You also agree that “www.rupiyabazar.com” reserves the right to make your details available to partners and you may be contacted by the partners for information and for sales through email, telephone and/or sms. You agree to receive promotional materials and/or special offers from “www.rupiyabazar.com” through emails or sms.
The usage of the website may also require you to provide consent for keying in your Sensitive Information (SI) (including but not limited to user ids and passwords), as may be necessary to process your application through this website. Sensitive information keyed in shall be required for enabling hassle free, faster and paperless (to the extent possible) processing of applications for financial products so opted / availed by you. “www.rupiyabazar.com” shall adhere to best industry practices including information security, data protection and privacy law. However, “www.rupiyabazar.com” shall not be liable to you against any liability or claims which may arise out of such transactions.
You may only use the Website to search for and to apply for loans, or other financial products as may be displayed on the website from time to time and you shall not use the Website to make any fraudulent applications. You agree not to use the Website for any purpose that is unlawful, illegal or forbidden by these Terms, or any local laws that might apply to you. Since the website is in operation in India, while using the Website, you shall agree to comply with laws that apply to India and your own country (in case of you being a foreign national). We may, at our sole discretion, at any time and without advance notice or liability, suspend, terminate or restrict your access to all or any component of the Website.
You are prohibited from posting or transmitting to or through this website: (i) any unlawful, threatening, libellous, defamatory, obscene, pornographic, or other material or content that would violate rights of publicity and/or privacy or that would violate any law; (ii) any commercial material or content (including, but not limited to, solicitation of funds, advertising, or marketing of any good or services); and (iii) any material or content that infringes, misappropriates or violates any copyright, trademark, patent right or other proprietary right of any third party. You shall be solely liable for any damages resulting from any violation of the foregoing restrictions, or any other harm resulting from your posting of content to this website.
Display of loan or other financial products, offered by third parties, on the website does not in any way imply, suggest, or constitute any sponsorship, recommendation, opinion, advice or approval of “www.rupiyabazar.com” against such third parties or their products. You agree that “www.rupiyabazar.com” is in no way responsible for the accuracy, timeliness or completeness of information it may obtain from these third parties. Your interaction with any third party accessed through the Website is at your own risk, and “www.rupiyabazar.com” will have no liability with respect to the acts, omissions, errors, representations, warranties, breaches or negligence of any such third parties or for any personal injuries, death, property damage, or other damages or expenses resulting from your interactions with the third parties.
Eligibility
You declare and confirm that you are a resident of India, above 18 (Eighteen) years of age, and have the capacity to contract as specified under the Indian Contract Act, 1872, while availing the Services offered herein via this.
Disclaimer of Warranty
You expressly understand and agree that your use of the Services, ancillary services and all information, products, other services and other content (including that of the third parties) included in or accessible from the Website is at your sole risk. The Services and ancillary services are provided on an "as is" and "as available" basis. Company makes no representations, warranties or guarantees, express or implied, regarding the accuracy, reliability or completeness of the content on the Website or of the services (whether or not sponsored by third party service providers), and expressly disclaims any warranties of non-infringement or fitness for a particular purpose.
Company and its service providers expressly disclaim all warranties of any kind as to the Services, ancillary services and all information, products, services and other content (including that of the third parties) included in or accessible from the services, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose and non-infringement.
Company and its service providers make no warranty that (i) the services will meet your requirements, (ii) the services will be uninterrupted, timely, secure, or error-free, (iii) the results that may be obtained from the use of the services will be accurate or reliable, (iv) the quality of any products, services, information, or other material purchased or obtained by you through the services will meet your expectations, and (v) any errors in the technology will be corrected.
Privacy
We are committed to protecting your privacy and we treat your privacy very seriously. We process information about you in line with our Privacy Policy. By using this Website, you agree to the way in which we process and deal with your personal information.
We may disclose your personal information or access your account if required to do so by law, any court, the Financial Services Authority, or any other applicable regulatory, compliance, Governmental or law enforcement agency.
Miscellaneous
This Website is only intended for use by residents of India. We make no warranty or representation that any product or service referred to on this Website and/or any service we provide is available or otherwise appropriate for use outside India. If you choose to use this Website from locations outside India, you do so at your sole risk and you are responsible for compliance with all applicable local laws.
If any provision of these ToU is held to be unlawful, invalid or unenforceable, that provision shall be deemed deleted from these ToU and the validity and enforceability of the remaining provisions of these ToU shall not be affected.
These ToU constitute the entire agreement between you and us relating to your access to and use of this Website and supersedes any prior agreements (including any previous terms of use of this Website).
No failure or delay by us in exercising any right under these ToU will operate as a waiver of that right nor will any single or partial exercise by us of any right preclude any further exercise of any right.
No failure or delay by us in exercising any right under these ToU will operate as a waiver of that right nor will any single or partial exercise by us of any right preclude any further exercise of any right.
General
If any of these conditions are deemed invalid, void, or for any reason unenforceable, the parties agree that the court should endeavour to give effect to the parties intentions as reflected in the provision, and the unenforceable condition shall be deemed severable and shall not affect the validity and enforceability of any remaining condition. Headings are for reference purposes only and do not limit the scope or extent of such section. This TOU and the relationship between you and Company will be governed by the laws of the India without regard to its conflict of law provisions. Any dispute, controversy or claim arising out of or in relation to this Agreement, including a breach or termination thereof, shall be settled by a sole arbitrator to be appointed mutually by Company and you, in accordance with the provisions of the Arbitration and Conciliation Act, 1996, or amendment thereto. In the event we are unable to reach an agreement on the sole arbitrator, we agree to have a panel of three arbitrators appointed, of which one shall be appointed by each of us, and the third arbitrator appointed by the two arbitrators. The venue for arbitration shall be LUCKNOW. The arbitral procedure shall be conducted in the English language and any award or awards shall be rendered in English. The Website/Mobile App specifically prohibits you from usage of any of its Services in any countries or jurisdictions that do not corroborate to all stipulations of these Terms. The Website is specifically for users in the territory of India. In case of any dispute, either judicial or quasi-judicial, the same will be subject to the laws of India, with the courts in LUCKNOW having exclusive jurisdiction. The failure of Company to act with respect to a breach by you or others does not waive its right to act with respect to subsequent or similar breaches. This TOU constitutes the entire agreement between you and Company and governs your use of the Website, superseding any prior agreements between you and Company with respect to the Website.
Experian
YOU HEREBY APPOINT RUPIYABAZAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM EXPERIAN.
YOU HEREBY IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY EXPERIAN TO YOU AND RUPIYABAZAR AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU HEREBY ALSOAGREE AND ACKNOWLEDGE THAT FOR RUPIYABAZAR TO SERVICE YOU AS A CUSTOMER, THE CREDIT INFORMATION SHALL BE SHARED BY EXPERIAN WITH YOU AND RUPIYABAZAR ON A MONTHLY BASIS FOR A PERIOD OF 12 MONTHS CONTINUOUSLY TO ENSURE THAT YOU ARE ABLE TOHAVE AN ANNUAL VIEW OF YOUR CREDIT HISTORY. YOU FURTHER ALSO AGREE AND CONSNET TO RECEIVE SUCH CREDIT INFORMATION DIRECTLY FROM EXPERIAN AND ALSO THROUGH YOUR RUPIYABAZAR ACCOUNT ASPER YOUR INDEPENDENT REGISTRATION WITH RUPIYABAZAR.
Please read the Terms and Conditions of this document carefully before accepting. By clicking on the "I ACCEPT" button below, you are expressly agreeing to access the Experian Credit Information Report and Credit Score (as defined in the Important Information Section below) (together referred as "Credit Information") and share a copy of the Credit Information with RUPIYABAZAR in the "as is" format. Please click on the link below to read and understand the Important Information section below.
** This document is an electronic record in terms of the Information Technology Act, 2000 and Rules made there under, and the amended provisions pertaining to electronic records.
Information Collection, Use, Confidentiality, No-Disclosure and Data Purging
RUPIYABAZAR/ We/ Us can only access your Credit Information as your authorized representative and we shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from us on the Website. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.
We shall protect and keep confidential the Credit information both online and offline and use best in class security measures in line with applicable laws.
The Credit Information shared by you, or received on your behalf shall be destroyed, purged, erased promptly upon the earlier of: (i) your written request to terminate this relationship with RUPIYABAZAR (ii) the completion of provision of the Services by us to you.
Governing Law and Jurisdiction The relationship between you and the Parties shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of [Mumbai].
Definitions:
Capitalised terms used herein but not defined above shall have the following meanings:
"Credit Information Report" means the credit information / scores / aggregates / variables or reports which shall be generated by Experian;
"Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian.
"CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
PLEASE READ THE ABOVE MENTIONED IMPORTANT INFORMATION AND CLICK ON "ACCEPT" FOLLOWED BY THE LINK BELOW TO COMPLETE THE AUTHORISATION PROCESS FOR SHARING OF YOUR CREDIT INFORMATION BY EXPERIAN WITH YOU AND RUPIYABAZAR, IN ITS CAPACITY AS YOUR AUTHORISED REPRESENTATIVE.
BY CLICKING "ACCEPT" YOU AGREE AND ACCEPT THE DISCLAIMERS AND TERMS AND CONDITIONS SET OUT HEREIN.THE TERMS AND CONDITIONS MENTIONED HEREIN MAY CHANGE IN ORDER TO COMPLY WITH GOVERNING LAWS OF THE COUNTRY AND THE CONSUMER SHALL BE BOUND TO ANY CHANGES TO THIS AGREEMENT
